Funeral packages in the Philippines can range from under ₱30,000 to over ₱500,000. Understanding what's included in each tier — and what's typically charged separately — can help your family budget appropriately and avoid unexpected costs during an already difficult time.
Funeral Package Price Tiers in the Philippines (2026)
| Package Tier | Typical Price Range | What's Usually Included |
|---|---|---|
| Basic | ₱30,000 – ₱70,000 | Basic casket, embalming (3–5 days), chapel use (2–3 nights), basic accessories |
| Standard | ₱70,000 – ₱150,000 | Mid-range casket, extended embalming, longer chapel use, hearse, flowers, more accessories |
| Premium | ₱150,000 – ₱300,000 | Premium casket, full service, limousine, additional floral arrangements, memorial program |
| Luxury | ₱300,000+ | Imported casket, VIP chapel, extended services, full documentation, transport coordination |
What's Typically NOT Included in a Package
Even with a "complete" package, these items are often charged separately:
- Cemetery lot or columbarium niche
- Burial permit and death certificate fees (government fees)
- Church or venue rental for the funeral Mass
- Additional nights of chapel use beyond the package limit
- Grave opening or interment fee
- Extra flowers, candles, or décor beyond what's included
- Food and refreshments for mourners
- Live streaming or online services for OFW families
Items That Vary Widely in Pricing
Embalming
Included in most packages, but the number of embalming days covered varies. Extended wakes (5–7 nights) may require re-embalming, which is charged additionally.
Casket
Package caskets are often entry-level. Upgrading to a Narra hardwood or premium casket typically costs ₱15,000–₱80,000 more on top of the package price.
Hearse
Standard packages typically include one hearse trip. Additional trips (e.g., church to cemetery after the chapel) are often charged separately at ₱2,000–₱8,000 per trip.
How to Get the Real Cost Upfront
Always ask your funeral home for:
- A written itemized quote, not just a package name
- A list of services NOT included in the package
- The government fees they will handle and how much these cost
- Any potential additional charges that might arise
Reputable funeral homes with digital systems can generate this quote instantly and send it to your email or WhatsApp — a sign of a well-run operation.
Does a Pre-Need Plan Cover the Full Package Cost?
Pre-need plans (like St. Peter or Philplans) cover the plan value — but if the actual services at the time of use cost more than the plan value, the family pays the difference. This is why purchasing a plan with a higher coverage amount, or topping up with supplemental coverage, is worth considering.