St. Peter Life Plan Inc. is one of the most well-known pre-need funeral plan providers in the Philippines. If you're looking for the most up-to-date St. Peter memorial plan price list for 2026, the best source is always St. Peter directly — as prices are updated regularly, and plan availability varies by branch and region.

That said, this guide will help you understand how St. Peter plans work, what they typically cover, how the pricing is structured, and what questions to ask before purchasing — so you can make an informed decision.

What Is a St. Peter Life Plan?

St. Peter Life Plan is a pre-need memorial plan — a financial product regulated by the Insurance Commission of the Philippines (IC). You pay for your funeral services in advance (either in full or in installments), locking in today's service value to protect your family from rising funeral costs in the future.

St. Peter plans are typically redeemable at St. Peter's own network of funeral chapels, which operates one of the largest chains of funeral homes in the Philippines.

What Does a St. Peter Memorial Plan Typically Include?

While specific inclusions vary by plan tier and branch, a standard St. Peter memorial plan generally covers:

  • Use of a chapel/viewing room for a set number of nights
  • Casket (type varies by plan)
  • Embalming and preparation of the deceased
  • Dressing and cosmetology
  • Funeral coach / hearse for the procession
  • Basic funeral accessories (flowers, candles, guestbook)
  • Death certificate processing assistance

Note: What's included in each plan tier differs. Always request a complete breakdown of inclusions before signing.

How Is the Price Structured?

St. Peter memorial plans are sold at different plan values (e.g., ₱100,000, ₱150,000, ₱200,000 worth of services). You can pay this in:

  • Lump sum: Pay the full plan value upfront, often at a discount
  • Installment: Pay monthly over 5, 10, or 15 years

The total amount you pay in installments is typically higher than the lump sum price because it reflects the time value of money and the insurance element of the plan.

How to Get the Current St. Peter Price List for 2026

Because pre-need plan prices are updated periodically and vary by branch, the most reliable ways to get the current price list are:

  • Visit your nearest St. Peter chapel or sales office
  • Call the St. Peter hotline or national sales team
  • Contact an authorized St. Peter pre-need agent
  • Visit the official St. Peter website

Be cautious of third-party price lists circulating on social media — these may be outdated or reflect prices from a specific branch that may not apply to your area.

Alternatives to St. Peter: Other Pre-Need Plans in the Philippines

St. Peter is not the only option. Other major pre-need and memorial plan providers in the Philippines include:

  • Philplans First Inc. — one of the largest pre-need companies
  • La Funeraria Paz — Metro Manila-focused
  • Arlington Memorial Chapels
  • Cosmopolitan Funeral Homes
  • Local and regional funeral homes offering their own in-house plans

When comparing plans, make sure you're comparing the same service inclusions — a lower-priced plan may include fewer nights of chapel use or a lower-grade casket.

What to Ask Before Buying Any Memorial Plan

  • Is the company licensed by the Insurance Commission of the Philippines?
  • What services are explicitly covered in my plan?
  • What happens if the plan value doesn't cover the full cost at the time of use?
  • Is the plan transferable to a different location or branch?
  • Are there geographic restrictions on where the plan can be redeemed?
  • What is the cooling-off period if I change my mind?

Is a Pre-Need Memorial Plan Worth It?

For most Filipino families, a pre-need plan offers genuine value — particularly the peace of mind that comes with knowing funeral expenses are already covered, regardless of when the need arises. The earlier you purchase, the lower the locked-in rate. However, it's important to research the financial stability of the provider before committing to a long-term installment plan.

The Insurance Commission maintains a list of licensed pre-need companies — always verify your provider is on it.